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Context is everything.
Detailed stories on technology startups, business and economic current affairs.
Detailed stories on technology startups, business and economic current affairs.
While the earnings have been encouraging, the real challenge lies in addressing the slowing deposit growth and leadership uncertainty.
Over the weekend, four leading banks announced their results for the quarter ended December 2025. The numbers, which vary considerably, are worth a look.
RBL Bank reported a 555% year-on-year jump in net profit on the back of reduced provisions. Next up is Yes Bank, with a 55% increase. Then there is HDFC Bank, which clocked a 12% rise. And finally, ICICI Bank, which had to settle for a 4% decline in net profit. The Reserve Bank of India’s supervisory review forced the bank to create additional provisions worth Rs 1,283 crore on agricultural loans.
These numbers, however, are just …
The Delhi-based group lender has been struggling with mounting losses, driven by the shifting priorities of borrowers and the growing pressure on field staff to meet targets.
Aggressive expansion, continued dependence on its parent for business, and an adverse shift in the product mix weigh on profitability as well as investor sentiment.
The central bank’s shift to a 100% collateral requirement threatens to erode leverage, reduce volumes and force a consolidation across prop desks.
