Can a universal bank licence revive Jana Small Finance Bank’s stock?
Turning into a full-service bank could help the Bengaluru-based niche lender unlock its share value, but the transition will come with its own set of challenges.
8 July, 2025•9 min
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8 July, 2025•9 min
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Business
Ujjivan has to change its DNA for a universal banking licence
Cutting its decades-old reliance on microfinance loans is the only way the SFB can meet the regulator’s conditions for transitioning to a full-fledged bank
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