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Context is everything.
Detailed stories on technology startups, business and economic current affairs.
Detailed stories on technology startups, business and economic current affairs.
A deep dive into how the central bank has been working with companies and startups to conduct experiments in financial products and systems.
Editor's note: Fintech, along with edtech, is perhaps one of the most popular startup categories with investors in India at the moment. Over the past five to six years, the rise of first digital wallets then UPI apps, as well as digital lending, insurance, investments and the steep increase in digital payments both online and in person, have driven change in a closely monitored and regulated industry. The flow of money, credit and financial products in general is something that governments and policymakers fret about constantly. The credo “Move fast and break things” is something respectable fintech entrepreneurs tiptoe around. As fintech adoption grows, boosted in no small part by the COVID-19 pandemic, regulatory scrutiny is greater than ever before. Disruption of conventional financial services companies or even replacing them by offering superior experiences is hard to achieve without policy changes—or risking a regulatory grey area. The one big regulator for fintech is the Reserve Bank of India, with its remit covering everything on banking, payments and lending. (The Securities and Exchange Board of India and the Insurance Regulatory and Development Authority …
A deep dive into how the central bank has been working with companies and startups to conduct experiments in financial products and systems.
Editor's note: Fintech, along with edtech, is perhaps one of the most popular startup categories with investors in India at the moment. Over the past five to six years, the rise of first digital wallets then UPI apps, as well as digital lending, insurance, investments and the steep increase in digital payments both online and in person, have driven change in a closely monitored and regulated industry. The flow of money, credit and financial products in general is something that governments and policymakers fret about constantly. The credo “Move fast and break things” is something respectable fintech entrepreneurs tiptoe around. As fintech adoption grows, boosted in no small part by the COVID-19 pandemic, regulatory scrutiny is greater than ever before. Disruption of conventional financial services companies or even replacing them by offering superior experiences is hard to achieve without policy changes—or risking a regulatory grey area. The one big regulator for fintech is the Reserve Bank of India, with its remit covering everything on banking, payments and lending. (The Securities and Exchange Board of India and the Insurance Regulatory and Development Authority …
The Rs 250 SIP was launched last year by the former SEBI chairperson with one clear goal: financial inclusion. More than a year later, the much-hyped scheme doesn’t seem to have caught on with MF investors.
Europe’s largest fintech firm has its sights set on the Emirates. What can we expect?
The central bank’s shift to a 100% collateral requirement threatens to erode leverage, reduce volumes and force a consolidation across prop desks.
The Rs 250 SIP was launched last year by the former SEBI chairperson with one clear goal: financial inclusion. More than a year later, the much-hyped scheme doesn’t seem to have caught on with MF investors.
Europe’s largest fintech firm has its sights set on the Emirates. What can we expect?
The central bank’s shift to a 100% collateral requirement threatens to erode leverage, reduce volumes and force a consolidation across prop desks.
