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HDFC Bank is in a spot. Does it have a way out? | The Morning Context

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Business

HDFC Bank is in a spot. Does it have a way out?

Amid the rout in the stock, no one is talking about the private sector lender’s alarmingly high credit-deposit ratio—a key measure of stability—and the management’s lax approach to the problem.

Furquan Moharkan

14 February, 2024•10 min

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14 February, 2024•10 min

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HDFC Bank is in a spot. Does it have a way out?

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Ambanis double down but Reliance’s growth engines sputter

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HDFC Life is growing, just not where it matters

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Atanu Chakraborty’s resignation does not appear as damaging as the bank’s response to it. The ‘all is well’ narrative needs an independent audit.

/

•

•

LONGREAD
/
Business

HDFC Bank is in a spot. Does it have a way out?

Amid the rout in the stock, no one is talking about the private sector lender’s alarmingly high credit-deposit ratio—a key measure of stability—and the management’s lax approach to the problem.

Furquan Moharkan

14 February, 2024•10 min

0

14 February, 2024•10 min

0

Getting your Trinity Audio player ready...

HDFC Bank is in a spot. Does it have a way out?

More in Business

Story image

Akasa, Air India Express or SpiceJet: plenty on offer for Adani’s airline play

Prince M. Thomas

Story image

Akasa, Air India Express or SpiceJet: plenty on offer for Adani’s airline play

A regulatory easing could see the billionaire’s conglomerate move from running airports to owning an airline—an idea he is warming up to, with multiple options open.

Prince M. Thomas

Story image

Suits and countersuits fly between IPO-bound Zetwerk and Ayr Energy

Suits and countersuits fly between IPO-bound Zetwerk and Ayr Energy

Story image

BSE and NSE’s money-with-morals indices struggle to justify their existence

BSE and NSE’s money-with-morals indices struggle to justify their existence

Story image

Ambanis double down but Reliance’s growth engines sputter

The Morning Context team

Ambanis double down but Reliance’s growth engines sputter

The Morning Context team

Story image

Tata Consumer Products struggles with Capital Foods, its most expensive buy

Tata Consumer Products struggles with Capital Foods, its most expensive buy

Story image

Groww just can’t seem to shake off its derivatives dependence

Groww just can’t seem to shake off its derivatives dependence

You may also like

Story image

HDFC Life is growing, just not where it matters

Aggressive expansion, continued dependence on its parent for business, and an adverse shift in the product mix weigh on profitability as well as investor sentiment.

Story image

Yes Bank’s comeback is real, but incomplete

The beleaguered lender outperformed larger rivals—and itself—on several metrics in FY26, but one-offs and a still weak retail engine keep its investors on edge.

Story image

HDFC Bank’s supposed can of worms needs to be opened and investigated

Atanu Chakraborty’s resignation does not appear as damaging as the bank’s response to it. The ‘all is well’ narrative needs an independent audit.

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